USR ADVISORY & CONSULTING SERVICESRESEARCH · STRATEGY · FINANCE · INNOVATION
Free online calculators

Indian financial calculators for smarter everyday decisions.

Free, practical calculators for EMI, loans, SIP, income tax, salary in-hand, HRA, capital gains, currency conversion, GST and age—built for Indian users.

FREE CALCULATOR

EMI Calculator

Calculate monthly EMI, total interest and total repayment for home, personal, car and other loans.

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FREE CALCULATOR

Loan Calculator

Estimate monthly loan payment, total interest and repayment schedule from loan amount, rate and tenure.

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FREE CALCULATOR

Loan Eligibility Calculator

Estimate an indicative loan amount based on income, existing EMIs, interest rate and tenure.

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FREE CALCULATOR

SIP Calculator

Estimate SIP maturity value, invested amount and potential returns using monthly investment, expected return and time.

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FREE CALCULATOR

Income Tax Calculator

Estimate Indian income tax for AY 2026-27 under the old and new tax regimes.

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FREE CALCULATOR

Old vs New Tax Regime Calculator

Compare estimated income tax under India’s old and new tax regimes for AY 2026-27.

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FREE CALCULATOR

Salary / In-Hand Salary Calculator

Estimate annual and monthly take-home salary after common deductions and income tax.

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FREE CALCULATOR

HRA Calculator

Calculate the HRA exemption and taxable HRA amount using salary, rent, HRA received and city type.

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FREE CALCULATOR

Capital Gains Tax Calculator

Estimate tax on listed equity or equity-oriented mutual fund gains using current Indian STCG and LTCG rates.

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FREE CALCULATOR

Currency Converter

Convert currencies using a manually updated reference rate. Useful for quick INR and foreign-currency estimates.

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FREE CALCULATOR

Age Calculator

Calculate exact age in years, months and days from date of birth, with next birthday information.

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FREE GST TOOL

GST Saathi

Add or remove GST, calculate CGST, SGST, IGST, discounts, cess and multi-item invoice totals.

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FREE ONLINE TOOLS

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Why use these calculators?

Clear inputs. Useful results. No login required.

Each calculator is designed to answer a common search query quickly while explaining the assumptions behind the result. Use the individual pages for detailed guidance, examples and links to related calculators.

Financial and tax calculators are estimates. Rules, rates and personal circumstances can change. Always verify important decisions using the latest official information.