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SIP Calculator – Estimate SIP Returns & Maturity Value

Calculate an indicative SIP corpus with optional annual step-up, initial investment and inflation assumptions.

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SIP planning

See the effect of time and annual step-up

The calculation compounds monthly contributions at the assumed return. An annual step-up increases the monthly SIP once each year. Actual market returns are not guaranteed.

Inflation-adjusted value

The calculator also converts the projected corpus into an approximate value in today's rupees using the inflation rate you enter. This is a planning estimate, not a prediction.

About this calculator

Simple, practical and designed for India

Use the calculator for quick estimates and planning. Results are indicative and depend on the assumptions, rates, rules and information you enter. For tax and financial decisions, verify the result against the latest official rules and your individual circumstances.

USR Advisory & Consulting Services provides research-driven and practical financial information. Calculator outputs are for educational and planning purposes and are not a substitute for professional tax, legal or investment advice.